Zack and Cody suddenly find themselves responsible for money when they get issued credit-card type Student Meal Cards. Rather than just buying food for himself, the freewheeling Zack manages to spend all his meal money for the semester in the first week in the onboard shops and smoothie bar trying to impress the female students.

Zack and Cody suddenly find themselves responsible for money when they get issued credit-card type Student Meal Cards. Rather than just buying food for himself, the freewheeling Zack manages to spend all his meal money for the semester in the first week in the onboard shops and smoothie bar trying to impress the female students.

Zack and Cody suddenly find themselves responsible for money when they get issued credit-card type Student Meal Cards. Rather than just buying food for himself, the freewheeling Zack manages to spend all his meal money for the semester in the first week in the onboard shops and smoothie bar trying to impress the female students.

Zack, Cody, and London move aboard the S.S. Tipton to attend high school on the high seas.